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Présentation de la carte MasterCard

MasterCard Worldwide est une société multinationale. Elle est organisée comme une coopérative de banques et est cotée à la Bourse de New York sous le symbole MA. La fonction essentielle de cette société est de traiter les paiements entre les banques des commerçants et les banques des acheteurs. À cette fin, l'acheteur utilise une carte de crédit ou de débit de marque MasterCard.

La société a été créée en 1966 par la United California Bank, la Wells Fargo Bank, la Crocker National Bank et la Bank of California. Elle est née en tant que concurrente de la BankAmeriCard (Bank of America). Avant son introduction en bourse, MasterCard Worldwide était détenue par plus de 25 000 institutions financières en tant qu'organisation membre. Toutes les entreprises qui possédaient une partie de la société ont émis des cartes MasterCard. Actuellement, MasterCard Worldwide est basée à Purchase, dans l’état de New York. Aujourd'hui les cartes MasterCard sont acceptées dans le monde entier et constituent un moyen sûr et fiable de transférer de l'argent.

Comment fonctionne MasterCard?

Les cartes de crédit MasterCard sont émises lorsqu'un compte a été approuvé par le fournisseur de crédit. Une fois la carte approuvée, le titulaire de la carte peut l'utiliser pour effectuer des achats auprès de commerçants (dans ce cas, le casino) qui acceptent la carte MasterCard. Les mécanismes de la carte de crédit sont assez simples.

L'achat est essentiellement un accord par lequel le titulaire de la carte de crédit s'engage à payer à MasterCard le montant de l'achat. En cas de transactions en ligne, connues sous le nom de transactions CNP (Cardholder Not Present), le titulaire de la carte autorise l'achat en saisissant un numéro d'identification personnel. Certains casinos acceptent également l'autorisation verbale par téléphone. Le commerçant utilise ensuite un système de vérification électronique pour s'assurer que le détenteur de la carte possède une carte valide avec un crédit suffisant. Ce système de vérification traite un certain nombre d'autres informations, y compris le code de sécurité, la date de naissance du titulaire de la carte et d'autres données personnelles.

À la fin du mois de facturation, MasterCard émet un relevé indiquant les achats, les frais impayés et le montant total dû par le titulaire de la carte. Le titulaire de la carte est alors tenu de payer un montant minimum défini avant une certaine date d'échéance.

La MasterCard Worldwide dispose également d'une carte de débit appelée MasterMoney. La carte de débit est également appelée carte de contrôle et a un accès direct au compte bancaire du titulaire. Cette carte peut être utilisée pour faire des achats en ligne ou déposer de l'argent dans un casino. Lorsqu'elle est utilisée en ligne, la carte MasterMoney nécessite une autorisation électronique de toutes les transactions et les débits apparaissent immédiatement sur le compte de l'utilisateur. Ces transactions sont en outre sécurisées avec une authentification par code PIN.

Avantages et inconvénients de la carte MasterCard

MasterCard permet aux joueurs de transférer des fonds vers les casinos en ligne. Le seul inconvénient est que les cartes de crédit sont de plus en plus rejetées par les casinos en ligne, par conséquent certaines transactions auront de fortes chances d'être rejetées. Un autre problème lié à l'utilisation de MasterCard est que certains casinos appliquent des frais supplémentaires pour l'utilisation d'une carte de crédit pour le dépôt de fonds.

Malgré des inconvénients mineurs, l'utilisation d'une carte MasterCard pour déposer des crédits est très fiable. MasterCard a mis au point de nombreuses mesures de protection pour assurer une transaction sécurisée à chaque fois. Si le joueur utilise une carte de débit, il est également rassurant de savoir que ses dépenses seront toujours dans les limites de ses moyens.

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MasterCard Credit frais et faits relatifs au mode de paiement
MasterCard Credit est populaire dans ces pays Latvia, Mexico, Serbia
Pays interdits d'utilisation de MasterCard Credit Royaume-Uni
Lien vers les conditions générales https://www.mastercard.co.uk/en-gb/vision/terms-of-use.html
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*La valeur doit être inférieure ou égale à 100
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Calculateur
Résultat:
*La valeur doit être inférieure ou égale à 100

3.9/ 5

Par 43 votes

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